Financing the Global Shift to Electric Mobility

Jan Bena¹, Bo Bian¹, Huan Tang²

¹University of British Columbia, Canada; ²The Wharton School

Discussant: Joao Monteiro (Einaudi Institute for Economics and Finance (EIEF))

Auto Finance in the Electric Vehicle Transition

Elizabeth Klee¹, Adair Morse², Chaehee Shin¹

¹Federal Reserve Board; ²UC-Berkeley

Discussant: Miriam Schwartz (Hebrew University of Jerusalem)

Do ESG Investors Care About Carbon Emissions? Evidence From Securitized Auto Loans

Christian Kontz

Stanford GSB, United States of America

Discussant: Lior Shabtai (Northwestern University)

Household Climate Finance: Theory and Survey Data on Safe and Risky Green Assets

Shifrah Aron-Dine², Johannes Beutel¹, Monika Piazzesi², Martin Schneider²

¹Deutsche Bundesbank; ²Stanford University

Discussant: Ye Zhang (Stockholm School of Economics)

Fighting Climate Change with FinTech

Antonio Gargano¹, Alberto Rossi²

¹University of Houston; ²Georgetown University

Discussant: Ruidi Huang (Southern Methodist University)

Climate Value and Values Discovery in Earnings Calls

Zacharias Sautner¹, Grigory Vilkov², Laurence van Lent³, Ruishen Zhang⁴

¹University of Zurich and Swiss Finance Institute; ²Frankfurt School of Finance & Management; ³Frankfurt School of Finance & Management; ⁴Shanghai University of Finance and Economics

Discussant: Maria Loumioti (The University of Texas at Dallas)

Cybersecurity And Financial Stability

Kartik Anand¹, Chanelle Duley², Prasanna Gai²

¹Deutsche Bundesbank, Germany; ²University of Auckland, New Zealand

Discussant: Lin Shen (INSEAD)

Consumer Surveillance and Financial Fraud

Bo Bian¹, Michaela Pagel², Devesh Ravel³, Huan Tang⁴

¹UBC Sauder School of Business; ²Washington University Olin Business School; ³The Federal Trade Commission; ⁴The Wharton School, University of Pennsylvania

Discussant: Pat Akey (INSEAD)

The Supply Of Cyber Risk Insurance

Martin Eling¹, Anastasia Kartasheva^1,2, Dingchen Ning¹

¹University of St Gallen, Switzerland; ²Swiss Finance Institute

Discussant: Jakob Ahm Sørensen (Università Bocconi)

The Supply and Demand for Data Privacy: Evidence from Mobile Apps

Bo Bian¹, Xinchen Ma², Huan Tang³

¹University of British Columbia; ²London School of Economics; ³University of Pennsylvania

Discussant: Roxana Mihet (SFI & HEC Lausanne)

Mood Swings and Money: The Role of Financial Technology in Household Credit Demand

Ran Duchin¹, Paul Freed², John Hackney²

¹Boston College; ²University of South Carolina

Discussant: Tobias Berg (Goethe University Frankfurt)

The Digital Banking Revolution: Effects on Competition and Stability

Naz Koont

Columbia University

Discussant: Gloria Yang Yu (Singapore Management University)

CBDCs, Payment Firms, and Geopolitics

Tobias Berg¹, Jan Keil^1,2, Felix Martini³, Manju Puri^4,5

¹Goethe University Frankfurt; ²Humboldt University Berlin; ³Frankfurt School of Finance & Management; ⁴Duke University; ⁵National Bureau of Economic Research

Discussant: Christine Parlour (UC Berkeley)

Payments, Reserves, and Financial Fragility

Itay Goldstein¹, Ming Yang², Yao Zeng¹

¹University of Pennsylvania, United States of America; ²University College London, United Kingdom

Discussant: Vincent Maurin (HEC Paris)

Anatomy of a Run: The Terra Luna Crash

Jiageng Liu¹, Igor Makarov², Antoinette Schoar³

¹MIT Sloan; ²LSE; ³MIT Sloan, NBER and CEPR

Discussant: Linda Schilling (Olin Business School Washington University in St Louis)

One Hundred and Thirty Years of Corporate Responsibility

Joel F. Houston, Sehoon Kim, Boyuan Li

University of Florida, United States of America

Discussant: Nora Pankratz (Board of Governors of the Federal Reserve System)

Corporate Actions as Moral Issues

Elisabeth Kempf¹, Oliver Spalt²

¹Harvard University; ²University of Mannheim

Discussant: Emirhan Ilhan (National University of Singapore)

Do Consumers Care About ESG? Evidence from Barcode-Level Sales Data

Jean-Marie Meier¹, Henri Servaes², Jiaying Wei³, Steven Chong Xiao⁴

¹University of Pennsylvania and University of Texas at Dallas; ²London Business School; ³Southwestern University of Finance and Economics (SWUFE); ⁴University of Texas at Dallas

Discussant: Marco Ceccarelli (VU Amsterdam)

“Glossy Green” Banks: The Disconnect Between Environmental Disclosures and Lending Activities

Mariassunta Giannetti¹, Martina Jasova², Maria Loumioti³, Caterina Mendicino⁴

¹Stockholm School of Economics; ²Barnard College, Columbia University, United States of America; ³UT Dallas; ⁴ECB

Discussant: Jess Cornaggia (Penn State University, Smeal College of Business)

Getting Dirty Before You Get Clean: Institutional Investment in Fossil Fuels and the Green Transition

Mayank Kumar

University of Michigan, United States of America

Discussant: Ulrich Hege (Toulouse School of Economics)

Impact Investing and Worker Outcomes

Josh Lerner¹, Markus Lithell², Gordon Phillips²

¹Harvard Business School; ²Tuck School of Business at Dartmouth

Discussant: Kelly Posenau (Cornell University Johnson Graduate School of Management)

Reducing Carbon using Regulatory and Financial Market Tools

Franklin Allen², Adelina Barbalau¹, Federica Zeni³

¹University of Alberta; ²Imperial College London; ³World Bank

Discussant: Robin Döttling (Erasmus University Rotterdam)

Externalities of Responsible Investments

Michele Bisceglia¹, Alessio Piccolo², Jan Schneemeier²

¹Toulouse School of Economics; ²Indiana University

Discussant: David Pothier (University of Vienna)

The Market for ESG Ratings

Ehsan Azarmsa¹, Joel Shapiro²

¹University of Illinois Chicago, United States of America; ²University of Oxford, Said Business School

Discussant: Jan Starmans (Stockholm School of Economics)